Personal Loan Application Rejected In Delhi NCR. How To Get The Approval?
We all know that New Delhi is the capital of the Republic of India and is the focus of international government, trade, history and literature in the country. There are hundreds of people who are willing to fulfill their dreams and taking the help of the loan factor at this point is entirely relatable. But what would be more heartbreaking than realizing that the loan application rejected. Well, to avoid such issues the user can go through the below eligibility criteria for Rupee Station so that their application is not rejected anytime soon and they get Personal Loan in Delhi NCR.
Points to remember
The reason that the application form for Personal loan in Delhi NCR was rejected was due to the fact that the credit profile did not match the criteria stipulated in the Rupee Station policy at the time. However, Rupee Station might be able to approve the application at a later date, if by then the eligibility criteria file has improved or there have been changes in our policy.
Age
The eligibility criteria in Rupee Station start from the age of 21 for salaried individuals and stops at 60. Whereas for the self-employed individual the period begins at 21 and ends at 60 years
Income
The minimum income for a salaried applicant starts at INR 15,000. Whereas for the self- employed individual the criteria are based on the turnover of INR 15-40 lakh and minimum PAT of INR 1 lakh for experts and 2 lakh for proprietorship, must be in current business for at least five years and minimum three years for doctors
Loan amount
The loan amount for the salaried as well as the self-employed individual starts at INR 50 thousand and goes up to INR 40 lakh for all the applicants looking for personal loan for low cibil score in Delhi can be achieved only at Rupee Station with this amount
Rate of interest
The rate of interest at Rupee Station begins at 10.99% at Rupee Station. This means that the user is granted with a low-interest rate so that they can pay their loan amount easily.
Documents
It is necessary for the user to have all the below mentioned documents to avail Personal Loan in Delhi via Rupee Station.
- ID verification -Passport, driving license, voter ID and PAN card
- Proof of identification, address proof and DOB proof for KYC.
- Residence evidence leave and license agreement, water and electricity bills not older than 3 months
- Salary slips for last 3 months
- Audited financials for the previous two years for income proof
- 2 passport size photograph
If the user still has any doubts related to why his/her loan application rejected, then they can contact the 24/7 helpline number of Rupee Station for more details about how to write loan application letter to a company or bank? . The professional would help the users with their doubts and queries.